You’ll have to pay First Premier $25-$95 for “processing” right off the bat should you, for some reason, decide to apply and ultimately get approved. First PREMIER® Bank Mastercard® Credit Card WORKING TOGETHER - First PREMIER Bank cares about our community, our customers, our employees and helping them build a bright future. First PREMIER Bank Secured Card’s Fees to Watch Out For . While the card’s credit limit is strict, and its APR high, these factors are an effective way to budget wisely and keep balances low – thereby showing financial responsibility and improving credit standing. Reasonable efforts are made to maintain accurate information. First PREMIER is popular for its subprime credit card offerings, which cater to the poor-credit ( credit scores below 650 ) consumer market. Fill in the application form. Reviewers write the most about First Premier Bank Credit Card and give it 1.2 stars out of 5. For individuals who do not have established credit or who have bad credit, the First Premier Bank Secured MasterCard could be a good option. If you do not pay that fee within 85 … So, if you have good or excellent credit , or can be approved for a no-annual-fee credit card from other issuers, this card … This FREE mobile app allows you to: - Review account balances - Make payments - Monitor recent transactions - … The First Premier Bank Platinum card was not a good credit card and it is no longer available to new applicants. Only you can build a good credit history. * Build credit - Manageable credit limit, manageable payment, meant to fit your budget (build credit by keeping your balance low and paying on time every month) This is not a card that we recommend using. The First PREMIER Bank Credit Card has an extremely high APR and huge fees. How to apply for First Premier Bank Credit Card. The First PREMIER® Bank Mastercard Credit Card is a bad deal, even for people with “bad” credit, and it’s immediately obvious. First PREMIER Bank and PREMIER Bankcard have been providing credit to those who need it most for 30 years. I took it only to get my revolving credit up so it can make my utilization go down overall! NOTICE: You are leaving our website and entering a third party website over which we have no control. I just got approved for my second Reddit card. First Premier offered me a second card! The First Premier Bank Credit Card is an unsecured credit card designed for consumers with low credit scores who otherwise may be turned down for a credit card. When you click on the "Apply Now" button, CreditWeb Will connect you to the offer, then the page will be redirected in a few seconds. The First Premier Bank Credit Card doesn't charge a security deposit, but with multiple fees and a high interest rate, it will still cost you plenty. The First PREMIER® Bank Credit Card can be a worthwhile acquisition for customers aiming to fortify their credit scores. Let’s find out how many types of premier credit cards are available and what kind of cards are right for you. Its has a 36% APR (as of 12/19/2019), which is about double the average. Apply today for a First PREMIER Bank Mastercard Credit Card and see what makes us PREMIER. Fingerhut also gave me a 400 increase all due to paying everything on time. The First PREMIER® Bank Mastercard® Credit Card has a lot to offer consumers with fair or poor credit. † Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which receives compensation. High interest rate: The First Premier credit card has one of the highest interest rates around. Other credit card companies may have different approval requirements too. Although there is a very high first year fee of $175 and then $45 a year after the that the high credit limit of $700 to start blows other cards out of the water. The First PREMIER Credit Card is the result of a partnership with the bank’s separate but related sister organization, PREMIER Bankcard. If you’re within 300–579 for FICO or 300–649 for VantageScore, you’re considered to have bad or poor credit. Although the First Premier credit card is designed for individuals with bad credit, it doesn't guarantee approval to anyone. If you are considering this card, you should be aware that it is not a prepaid card or a debit card. Most commonly, consumers tend to contact First Premier Bank to ask questions about: Cards, Payments and Charges, Request for Information. Aside from its OK interest rate, the First PREMIER Bank Secured Card comes with some steep fees: a $50 annual fee, a $29 authorized user fee, and the 25% credit limit increase fee. on First PREMIER® Bank's secure site. First PREMIER is the 12th largest ACH Originating Bank in the USA and the 12th largest issuer of Mastercard® in the country. See the online credit card applications for details about the terms and conditions of an offer. The bank specializes in making credit cards for users having a credit score in the lower categories. First Premier Bank Credit Card Review Summary. First PREMIER® Bank Secured Credit Card. The First PREMIER Bank Credit Card is not hard to qualify for: It’s designed for people with poor credit. We do not endorse or guarantee and are not responsible for the content, links, privacy, or security of the website, or the products, services, information, or recommendations offered on this website. Write a full review (5) Over the Past 60 Days! Together, the two institutions boast their status as the 13th largest issuer of Mastercard credit cards in the United States. If you're affected by the Coronavirus and need help with your account(s) or making payments, please reach out to us by calling our credit card customer service team at 1-800-987-5521. This card is issued with many advantages, attracting the attention of everyone. * Check the … High set-up fee: There is a one-time processing fee up to $95. First Bankcard offers personal and business credit card services, online banking, mobile banking, digital payments and more. We are also honored to have served as the bank for the State of South Dakota for 20+ years (1999), as well as the bank for the City of Sioux Falls for 15+ years (2004). A secured card would give you the best odds. I'm so happy with it. The First PREMIER Bank credit card is designed specifically for those with low credit scores. You’ll pay a one-time program fee to open the account, which most card issuers don’t charge.