They fit in well when creating a solid mix of savings solutions. Learn about Power Funds 5, 6 and 7 when you receive your FREE copy of Fidelity’s Super 7: The Only Funds You Need – only available to Fidelity Investor subscribers!. All Rights Reserved. While not insured by the FDIC, the funds are required by federal regulations to invest in short-maturity, low-risk investments, making them less prone to market fluctuations than many other types of investments. Fidelity is proud to now offer Fidelity Rewards+, a new program with exclusive benefits for eligible Wealth Management clients.5 Once you enroll, we'll waive the minimum investment on a select group of our lower-cost money market funds, giving you more choice for investing your cash. Whatever your goals you our Fidelity relationship managers will find the right a savings solution to help you grow your investment. Some investors use money market funds to save for short-term goals or emergencies, or as a low-volatility allocation in their portfolio of stocks and bonds. Assets in other registration types, such as irrevocable trusts, partnerships, or LLCs, will not be included when determining program eligibility. View information about distribution related payments which may be paid to certain Fidelity employees. Learn more. For investments of $100,000+, $1million+, or $10million+ Fidelity Money Market – Premium Class FIMM Money Market – Class I FIMM Money Market – IL Class (FNSXX) Institutional 2. Money market funds are categorized based on the types of investments in the fund. Fidelity® Government Money Market Fund mutual fund. These accounts include a Fidelity brokerage account or a Fidelity margin account. Some funds can be obtained directly from the fund company without our service charge. For U.S. Treasury purchases traded with a Fidelity representative, a flat charge of $19.95 per … It is not intended to serve as your main account for securities trading. View prospectus, summary prospectus, XBRL and related documents when available. The subject line of the email you send will be "Fidelity.com: ". The account earns just 0.01% APY for balances under $100,000. View mutual fund news, mutual fund market and mutual fund interest rates. It is a violation of law in some jurisdictions to falsely identify yourself in an email. Fidelity also offers more conservative options for 529 investors including the Conservative Portfolio and the Index Conservative Portfolio, both diversified portfolios comprised of money market, short term and other fixed-income investments. These securities are issued by government entities or companies who borrow money and repay principal and interest to investors within a short period of time. © Copyright 1996- FMR LLC. Fidelity Money Market. Prime MMMFs have historically offered higher yields than government MMMFs. Call Risk The issuer of a callable CD maintains the right to redeem the security on a set date prior to maturity and pay back the CD's owner either par (full) value or a percentage of par value. Your checking account may handle your everyday expenses, but there are good reasons to have extra money in a savings account or money market such as emergencies or unexpected expenses, big ticket items, or to simply to help you budget where you spend your money. Fidelity Treasury Money Market Fund: Daily Money Class, Fidelity Massachusetts Municipal Money Market Fund, Fidelity Treasury Money Market Fund: Capital Reserves Class, Fidelity Tax-Exempt Money Market Fund: Capital Reserves Class, Fidelity Tax-Exempt Money Market Fund: Daily Money Class, Fidelity New York Municipal Money Market Fund, Fidelity California Municipal Money Market Fund, Fidelity Pennsylvania Municipal Money Market Fund, Fidelity New Jersey Municipal Money Market Fund, Fidelity Connecticut Municipal Money Market Fund, Fidelity Ohio Municipal Money Market Fund, Fidelity Michigan Municipal Money Market Fund, Fidelity New York AMT Tax-Free Money Market Fund, Fidelity New Jersey AMT Tax-Free Money Market Fund, Fidelity Massachusetts AMT Tax-Free Money Market Fund, Fidelity Arizona Municipal Money Market Fund, Fidelity California AMT Tax-Free Money Market Fund, Fidelity Treasury Money Market Fund: Advisor Class C, FIMM - Money Market Portfolio - Class III, FIMM Treasury Only Portfolio - Select Class, FIMM - Money Market Portfolio - Select Class, Fidelity California AMT Tax-Free Money Market Fund - Institutional Class, Fidelity New York AMT Tax-Free Money Market Fund - Institutional Class, Fidelity New Jersey AMT Tax-Free Money Market Fund - Institutional Class, Fidelity Massachusetts AMT Tax-Free Money Market Fund - Institutional Class, Fidelity California AMT Tax-Free Money Market Fund - Service Class, Fidelity New York AMT Tax-Free Money Market Fund - Service Class, Fidelity New Jersey AMT Tax-Free Money Market Fund - Service Class, Fidelity Massachusetts AMT Tax-Free Money Market Fund - Service Class, FIMM - Money Market Portfolio - Institutional Class, FIMM Government Portfolio - Institutional Class, FIMM Treasury Only Portfolio - Institutional Class, FIMM Treasury Portfolio - Institutional Class, Fidelity Tax-Exempt Money Market Fund: Premium Class, Fidelity Money Market Fund - Premium Class, Fidelity Government Money Market Fund - Capital Reserves Class, Fidelity Government Money Market Fund - Daily Money Class, Fidelity Government Money Market Fund - Premium Class, Fidelity Series Government Money Market Fund, Fidelity Government Money Market Fund - Advisor Cl M, This site is for persons in the U.S. only, 401(k) Participants & Employees of Corporations, 403(b) & 457(b) Participants & Employees of Non-Profits. The reimbursement will be credited to the account the same day the ATM fee is debited from the account. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917, (Separate multiple email addresses with commas). 0.01%. FZDXX | A complete Fidelity Money Market Fund;Premium mutual fund overview by MarketWatch. Your account will automatically be reimbursed for all ATM fees charged by other institutions while using a Fidelity® Debit Card linked to your Fidelity Cash Management Account at any ATM displaying the Visa®, Plus®, or Star® logos. FIMM Money Market Portfolio & FIMM Tax Exempt Fund are closed to institutional investors. FIMM Money Market Portfolio & FIMM Tax Exempt Fund are closed to institutional investors. All rights reserved. Source: Fidelity Investments as of 12/31/19. Performance shown does not reflect Treasury Fund Advisor C's 1% maximum contingent deferred sales charge. Get access to regulatory documents for Fidelity Money Market Funds below. ; 403(b) & 457(b) Participants & Employees of Non-Profits * Account balances, investment options, contributions, and tools. Fidelity Money Market Portfolio: FCIXX: $1,000,000: 0.30%: 0.01%: JPMorgan Prime Money Market Fund: VPMXX: $1,000,000: 0.45%: 0.01%: Fidelity Money Market Fund: SPRXX: $0: 0.42%: 0.01%: … By using this service, you agree to input your real email address and only send it to people you know. The fees shown are in addition to those charged by the fund companies. Money market funds are categorized based on the types of investments in the fund. Current performance may be higher or lower than that quoted. Investments in money market funds are not insured or guaranteed by the FDIC or any other government agency. Fidelity Rewards is not offered as a component of any advisory service or program through Fidelity, including, without limitation, Fidelity® Wealth Services and Fidelity® Strategic Disciplines. ^ You could lose money by investing in a money market fund. SPAXX Dividend policy Active Price as of: JUL 16, 08:00 PM EDT $1.0 +0.0 +0% primary theme Taxable Money Market share class Other (SPAXX) Other (SPAXX) Primary Other (FZBXX) Other (FZCXX) Other (FZAXX) M (FZGXX) Retirement (FNBXX) ... Rates are rising, is your portfolio ready? No Bank Guarantee. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Institutional funds transact at a floating four-decimal NAV (e.g., $1.0000), and are available to corporations and other types of organizations. The Fidelity Cash Management Account is a brokerage account designed for spending and cash management. The secondary market for CDs may be limited. These entities are not affiliated with each other or with Fidelity Investments. Not FDIC Insured. To the extent any investment information in this material is deemed to be a recommendation, it is not meant to be impartial investment advice or advice in a fiduciary capacity and is not intended to be used as a primary basis for you or your client's investment decisions. Money market funds are fixed income mutual funds that invest in debt securities characterized by short maturities and minimal credit risk. Fidelity Investments has waived nearly $250 million in fees and expenses for its largest money market fund, a sign of how low yields pressured the products in an unprecedented year. Fidelity Money Market Fund 7-day Yield 3 (as of 12/23/2020) Effective Yield (as of 12/23/2020) Fidelity Government Money Market: 0.01%: 0.01%: Fidelity Government Cash … Eligible assets include those invested through Fidelity® Wealth Services, Fidelity® Strategic Disciplines, or a combination of both registered as an individual account, a joint account, or certain types of revocable trusts. The indicated rate of return for each money market fund is an annualized historical yield based on the seven-day period ended as indicated and annualized in the case of effective yield by compounding the seven-day return and does not represent an actual one-year return. Available, but may not do so in the future fidelity money market rates … Fidelity Money funds. Contact your financial advisor accounts include a Fidelity brokerage account or a summary,... 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